We protect your life and business.

Why you should replace your Mortgage Life insurance !

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Approximately 60% of Canadians that have a mortgage through a Canadian bank have mortgage life insurance. When you sign up for your mortgage,

it’s easy. Simply check “yes” to add the coverage. But how many of you actually shopped that coverage to see, if you were getting the best rate or that there might be a better coverage option for you.

 

THE DISADVANTAGES OF DEALING WITH BANKS

Your benefit (Mortgage balance) is decreasing every year but premium stay  the same ouch !
You can’t name a beneficiary, the bank is the Lender
You can’t transfer your mortgage insurance protection when you move or change institutions.
Premiums are not Guaranteed; if interest rates go up, your insurance will as well.
THE ADVANTAGES WITH LIFE INSURANCE COMPANIES:

You can name a beneficiary
Transferable protection when you move or change institutions.
Guaranteed Level coverage and fixed premiums.
Premiums established according to each client rather than a group.
We will shop over 25 insurance companies to get you the best price & product

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